@georgetakei - My mom used to over bundle me for cold weather. I hated it, because I was way hotter than I was comfortable with.

Turns out, I run hot. I just walked outside in 18F weather inknee-length shorts and a t-shirt to check on a few things and was fine.

When it's windy, THAT'S when I feel cold, and a simple down jacket will take care of that.